St. Patrick's Island

Calgary, Alberta 

Photo Credit: Civitas

CASE STUDY

Initial Research by: Krista Renwick

Edited by: Samantha Miller & Nicole Brekelmans

Case study compiled in 2019

 

 

Project: St. Patrick's Island

Type of Urban Strategy: Industrial Landscapes, Ecological Infrastructure

Type of ProjectPark Revitalization / Parks and Recreation / Naturalization 

LocationCalgary, Alberta 

Date Designed/Planned: 2010

Construction Completed2015

Designer: Civitas with W Architecture, IBI Group, and Matrix Solutions 

 

St. Patrick's Island Park in downtown Calgary is one of the city's oldest parks, but in 2010 when this revitalization project began, the park was in a state of disrepair, underused, unsafe, and a hub for criminal activity. Growth of the East Village neighbourhood provided an opportunity to fund the revitalization of the park as a placemaking feature for the growing community and greater population of the city. Ecological history was used to guide the restoration of the island, which then serves to connect the community to the park, and in a biophilic approach to nature, strengthens these connections, the community, and the biodiversity of the island.

Mortgage Protection


Mortgage protection is a simplified, quick issue insurance that is used to protect our client's greatest asset. Mortgage protection plans are designed to provide a death benefit to pay off all, or a portion of, a client's mortgage. Optional riders are available in most states, such as disability income and return of premium, which refunds all, or part of, the premium paid if the policy is unused. This product, offered by many of our carriers, can be customized to fit each client's needs and budget.




Living Benefits


Critical illness insurance is medical insurance that provides a lump-sum benefit upon diagnosis of a covered critical illness or condition. This payout helps our clients avoid the financial burden that can be created by those illnesses. Our clients have found this benefit payout useful for getting the treatment they want, spending time with their family and friends, keeping their home, and filling in the financial gaps left by most medical insurances. Individuals must qualify for critical illness coverage which is dependent on a number of factors including current health and medical history, age, and occupation.




Final Expense


The loss of a loved one in death is an emotionally difficult experience. Final expense plans are designed to remove, or offset, the financial stress that is associated with death. Our clients are able to use final expense plans to help their clients prepare for their difficult time. These plans are available in varying coverage amounts to fit a variety of budgets. Due to the diversity of our carriers, Equis agents are able to find coverage for their clients no matter what their current health status may be.




College Funding


One of the biggest concerns related to new generations of people is the rapidly rising cost of a college education. More young people are seeking a higher education today than any other previous generation. Unfortunately, with the rising costs associated with that education, they're being forced to pay with borrowed money. At Equis Financial, we view it as incredibly critical that our clients, their families, and the future generations of the world are educated on the many college funding options available today. Our financial literacy experts are here to assist clients on these options to ensure their financial futures are bright and unencumbered by student loan debt.




Retirement Planning


An annuity can be used to save for retirement, preserve funds already saved for retirement and to provide a steady stream of income during retirement. They have become a very popular choice for retirement planning, especially with the stock market volatility over the last decade. Annuities are financial contracts between an insurance company and contract owners. Payments into an annuity can be made via a lump sum, or a series of monthly payments to the insurance company. These funds will accumulate on a tax-deferred basis, which can be a tremendous advantage over time. Fixed Index Annuities provide an opportunity for growth without the risk involved with most investments. This is especially attractive to pre-retirees and retirees looking to preserve assets they have built over several decades. Many annuities offer the ability to add optional benefits such as a lifetime income rider, which gives clients a guaranteed income no matter how long they live.





 

EDITOR

 

Samantha Miller

Nicole Brekelmans

Zoe Goldman

Desiree Theriault

NAVIGATE 

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